FEB 14 MORTGAGE RATES
|
Fixed-Rate Mortgages
|
| |
Average Conventional 30-Year Commitment Rate |
Fees & Points |
Average Conventional 15-Year Commitment Rate |
Fees & Points |
| US |
5.72 |
0.4 |
5.25 |
0.4 |
| Northeast |
5.76 |
0.3 |
5.27 |
0.3 |
| Southeast |
5.68
|
0.5
|
5.24
|
0.5
|
| N. Central |
5.79
|
0.4
|
5.30
|
0.4
|
| Southwest |
5.72
|
0.4
|
5.29
|
0.4
|
| West |
5.72
|
0.6
|
5.23
|
0.5
|
| Five/One-Year Adjustable-Rate Mortgages |
|
|
First Commitment Rate
|
Fees & Points
|
Margin
|
| US |
5.19 |
0.4
|
2.75
|
| Northeast |
5.22
|
0.2
|
2.76
|
| Southeast |
5.15
|
0.6
|
2.76
|
| N. Central |
5.24
|
0.4
|
2.77
|
| Southwest |
5.20
|
0.4
|
2.77
|
| West |
5.19
|
0.4
|
2.73
|
| One-Year Adjustable-Rate Mortgages |
|
|
First Commitment Rate
|
Fees & Points
|
Margin
|
| US |
5.00 |
0.4
|
2.75
|
| Northeast |
5.10
|
0.3
|
2.75
|
| Southeast |
4.97
|
0.4
|
2.77
|
| N. Central |
5.09
|
0.3
|
2.78
|
| Southwest |
4.95
|
0.5
|
2.83
|
| West |
4.94
|
0.5
|
2.69
|
As indicated by Freddie Mac.
Freddie Mac defines its regions as follows:
Northeast: NY, NJ, PA, DE, MD, DC, VA, WV, ME, NH, VT, MA, RI,
CT
Southeast: NC, SC, TN, KY, GA, AL, FL, PR, VI, MS
North Central: OH, IN, IL, MI, WI, MN, IA, ND, SD
Southwest: TX, LA, NM, OK, AR, MO, KS, CO, NE, WY
West: CA, AZ, NV, OR, WA, UT, ID, MT, HI, AK, GU |
